Estate Planning 2017-05-30T12:10:50+00:00
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Estate Planning Strategies

Estate planning is the most often avoided topic, but given its complexity, it requires careful attention and a team of financial professionals to help with planning, determining tax-saving opportunities, and strategies to avoid probate.

Our team of financial advisors can help you understand your entire financial picture and how to minimize estate, inheritance, and gift taxes. It is our goal to create an effective estate planning strategy to ensure a smooth transition of your estate after death.

Your Entire Financial Picture

Making a list of all your personal assets including real estate, valuable possessions, your financial accounts, and your businesses is essential for establishing your total financial picture.  We’ll consider your total asset mix to help plan the best course of action to minimize the tax impact and what actions, if any, you can take to avoid probate.

Avoiding Common Mistakes

Our financial professionals help you ensure that your account titles and beneficiary designations are set up correctly to avoid consequences for your family.  We’ll help you understand how your various assets should be handled, identify any tax-saving opportunities and how to avoid the most common mistakes on:

  • Bank Accounts
  • Retirement Accounts
  • Investment Accounts
  • Life Insurance Policies
  • Real Estate
  • Other Valuables
  • Succession Plan for Your Business
  • Trusts

There is a lot of personal value in knowing that your loved ones won’t face an administrative nightmare when you‘re gone.  It may take some time and careful planning but getting your estate plan in order will provide you peace of mind.

Investment Products & Services

Fixed-Income Investments

  • Mutual Funds (income-oriented)
  • Unit Investment Trusts (income-oriented)
  • Municipal and Government Bonds
  • Money Markets
  • Certificates of Deposit

Equity Investments

  • Mutual Funds (growth-oriented)
  • Large Cap Growth/Value Funds
  • Small/Mid Cap Growth/Value Funds
  • International Equity Funds
  • Asset Allocation Funds
  • Sector Funds
  • Exchange-Traded Funds (ETFs)
  • Unit Investment Trusts (growth-oriented)
  • Publicly Traded Stocks

Retirement/Education Planning

  • Traditional IRAs
  • Roth IRAs
  • SEP IRAs
  • SIMPLE IRAs
  • 401(k) Plans
  • 403(b)(1) Plans
  • 403(b)(7) Plans (non-contributory)
  • Pension Plans
  • Profit-Sharing Plans
  • 457 Plans
  • Keoghs
  • Coverdell Education Savings Accounts
  • 529 Plans

Investment Accounts (Traditional Brokerage)

Investment Advisory Programs

Investments are subject to market risks, will fluctuate, and may lose value.

A Plan to Transfer Your Wealth is as Important as the Plan You Make to Accumulate It

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